Road Traffic Accident Claims
Injured in a road traffic accident that wasn’t your fault? You deserve compensation for your injuries, lost earnings, and suffering. At Claims360, our experts have recovered millions in compensation for accident victims.
- No Win, No Fee
- 85M+ Recovered
- 97% Success Rate
Types of Road Traffic Accidents We Handle
Our experienced team handles all types of road traffic accident claims, from minor collisions to serious multi-vehicle accidents.
Car Accidents
From minor fender-benders to serious collisions involving multiple vehicles.
Rear-end collisions.
Head-on collisions.
Side-impact accidents.
Multi-vehicle pile-ups.
Hit-and-run incidents
Motorcycle Accidents
Specialized support for motorcyclists who often suffer severe injuries in accidents.
Car vs motorcycle collisions.
Dangerous overtaking.
Right of way violations.
Lane splitting incidents.
Pothole injuries
Pedestrian Accidents
Representing pedestrians injured by vehicles in crosswalks, sidewalks, and parking lots.
Crosswalk accidents.
Sidewalk incidents.
School zone accidents.
Parking lot collisions.
Distracted driving cases
Cyclist Accidents
Protecting cyclists’ rights and securing compensation for bicycle accident injuries.
Door opening accidents.
Cycle lane violations.
Dangerous overtaking.
Poor road conditions.
Driver negligence cases
Commercial Vehicle Accidents
Complex claims involving trucks, buses, and company vehicles.
HGV/lorry accidents.
Bus and coach crashes.
Delivery van collisions.
Company vehicle accidents.
Fleet vehicle accidents
Public Transport Accidents
Claims involving public transportation and passenger-carrying vehicles.
Bus passenger injuries.
Train accidents.
Tram incidents.
Taxi passenger accidents.
Underground accidents
Common Causes of Road Traffic Accidents
Understanding the causes of accidents helps us build stronger cases and secure maximum compensation for our clients.
Distracted Driving
Mobile phone use, eating, or other distractions while driving.
Texting while driving.
Phone conversations.
GPS navigation.
Eating/drinking.
Adjusting radio
Speeding
Exceeding speed limits or driving too fast for conditions.
Exceeding speed limit.
Racing or aggressive driving.
Too fast for weather.
Speeding in residential areas
Drink/Drug Driving
Driving under the influence of alcohol or drugs.
Over legal alcohol limit.
Prescription medication.
Morning after effects
Weather Conditions
Failing to adjust driving for poor weather conditions.
Rain and wet roads.
Ice and snow.
Fog and poor visibility.
Strong winds
Reckless Driving
Dangerous driving behaviors that endanger other road users.
Tailgating.
Running red lights.
Aggressive driving
Vehicle Defects
Mechanical failures or poor vehicle maintenance causing accidents.
Brake failures.
Tyre blowouts.
Steering problems.
Lighting issues
RTA Compensation Guide
Road traffic accident compensation covers various types of losses and damages you’ve suffered due to the accident.
What Can You Claim For?
General Damages
Compensation for pain, suffering, and loss of amenity.
- Physical pain and discomfort
- Emotional trauma/PTSD
- Loss of enjoyment of life
- Disability and disfigurement
- Loss of life expectancy
Special Damages
Financial losses and expenses incurred.
- Lost earnings and benefits
- Medical treatmentcosts
- Rehabilitation expenses
- Travel costs to appointments
- Care and assistance costs
- Vehicle repair or replacement
- Property damage
Future Losses
Ongoing and future financial impact.
- Future loss of earnings
- Ongoing medical treatment
- Long-term care needs
- Adaptations to home/vehicle
- Equipment and aids
Typical Compensation Ranges
Injury Type & Compensation Range
Minor Soft Tissues
Whiplashes, sprains, bruising
£240 - £4,670
Moderate Injuries
Fractures, Dislocations
£4,670 - £25,000
Serious Injuries
Multiple fractures, head injuries
£25,000 - £100,000
Severe Injuries
Spinal injuries, brain damage
£100,000 - £500,000
Catastrophic Injuries
Paralysis, severe brain injury
£500,000 - £10M+
Fatal Accidents
Dependency claims
£15,000 - £500,000+
* Compensation amounts are based on current Judicial College Guidelines and can vary based on individual circumstances.
Factors Affecting Compensation
• Severity and extent of injuries
• Age and pre-accident health
• Impact on career and earnings
• Recovery time and prognosis
• Need for ongoing care
• Psychological impact
• Degree of fault/liability
Important: Don't Admit Fault
Never admit fault at the scene, even if you think you might be partially responsible. Fault determination is complex and should be left to insurance companies and legal experts. Simply exchange information and let the professionals handle liability assessment.
How to Make an RTA Claim
Our proven process ensures you receive maximum compensation for your road traffic accident injuries.
Initial Contact
Contact us for a free assessment of your case and advice on your options within 24 hours.
Evidence Gathering
We collect all necessary evidence including police reports, witness statements, and medical records.
Medical Assessment
You attend an independent medical examination to assess your injuries and provide expert medical evidence.
Liability Investigation
We thoroughly investigate the accident circumstances and establish liability with the at-fault party’s insurers.
Claim Submission
We submit your claim with all supporting evidence and begin negotiations with the insurers.
Settlement
We negotiate the best possible settlement and represent you in court if necessary.
What to Do After a Road Traffic Accident
Taking the right steps immediately after an accident can significantly strengthen your claim.
Ensure Safety
Move to safety if possible, turn on hazard lights, and check for injuries.
Exchange Information
Get name, address, phone number, insurance details, and vehicle registration numbers from all parties involved.
Document Everything
Take photos of vehicles, damage, road conditions, traffic signs, and the accident scene from multiple angles.
Get Witness Details
Collect contact information from any witnesses and ask them to provide a brief statement about what they saw.
Report to Police
Report the accident to police within 24 hours, especially if there are injuries or significant damage.
Seek Medical Attention
See a doctor even if you feel fine. Some injuries like whiplash may not appear immediately.
Keep Records
Document all medical treatment, expenses, time off work, and how the accident has affected your daily life.
Contact Your Insurer
Notify your insurance company about the accident, but avoid admitting fault or discussing settlement amounts.
Avoid Early Settlement
Don’t accept quick settlement offers from other insurers. Consult with a solicitor first to understand your rights.
Contact Claims360
Get in touch with our expert team as soon as possible for a free consultation and professional legal advice.
Important: Don't Admit Fault
Never admit fault at the scene, even if you think you might be partially responsible. Fault determination is complex and should be left to insurance companies and legal experts. Simply exchange information and let the professionals handle liability assessment.
Why Choose Claims360 for RTA Claims?
RTA Specialists
Our team specializes exclusively in road traffic accident claims with over 25 years of combined experience.
Maximum Compensation
Our 97% success rate and average settlement of £45,000 is higher than industry standards.
Fast Track Service
We expedite straightforward claims through the fast track system, reducing settlement times significantly.
24/7 Support
Round-the-clock support and regular updates on your claim progress, with a dedicated case handler.
97% Success Rate
Our exceptional success rate demonstrates our expertise and commitment to securing compensation for our clients.
RTA Claim Success Stories
Read what our clients say about our road traffic accident claim services and the compensation we’ve secured.
RTA Claims FAQ
Get answers to the most common questions about road traffic accident claims.
How long do I have to make an RTA claim?
You generally have 3 years from the date of the accident to make a claim. However, it’s best to start as soon as possible while evidence is fresh and witnesses can be contacted.
What if the other driver was uninsured?
You can still claim compensation through the Motor Insurers’ Bureau (MIB), which handles claims involving uninsured or untraced drivers. We have extensive experience with MIB claims.
Can I claim if I was a passenger?
Yes, passengers can claim compensation regardless of who was at fault for the accident. You can claim against the driver of the vehicle you were in or the other driver involved.
What if the accident was partially my fault?
You may still be able to claim compensation even if you were partially at fault. Your compensation would be reduced by the percentage of fault attributed to you.
How much will my RTA claim be worth?
Compensation varies greatly depending on the severity of injuries, impact on your life, and financial losses. We provide free case assessments to estimate your claim’s value.
Will I have to go to court?
Most RTA claims are settled out of court through negotiation. Only a small percentage require court proceedings, and we’ll represent you throughout if needed.
What if I can’t afford legal fees?
We operate on a No Win, No Fee basis, meaning you only pay legal fees if your claim is successful. We also arrange After the Event (ATE) insurance to protect you from adverse costs.
How long will my claim take?
Simple claims can settle within 6-12 months, while complex cases involving serious injuries may take 2-3 years. We’ll provide realistic timescales based on your specific case.
Start Your RTA Claim Today
Don’t let someone else’s negligence leave you out of pocket. If you’ve been injured in a road traffic accident that wasn’t your fault, you deserve compensation. Our expert team is here to fight for your rights.
- Available 24/7
- No Win, No Fee
- Free Consultation